EXA4
— Onboard partners or customers —
Tenant References
Prove you qualify to rent — without handing over months of bank statements.
The problem to solve
Renting today means handing the letting agent three months of bank statements: every purchase, every subscription, every transfer to your partner, every coffee. The agent only needs a yes/no on three criteria — income exceeds 3× rent, no missed payments, no adverse credit judgements — but the price of answering is your entire financial life.
The solution it enables
Polymonial lets the tenant prove exactly the three criteria the agent needs — and nothing else. The letting agent verifies the proof. They learn the tenant qualifies, or doesn't. Bank statements never leave the tenant's bank. Renting stops feeling like a strip-search.
What it looks like
A young professional applies for a flat in London. Instead of handing over 3 months of bank statements, they seal their financial data and generate a proof: income exceeds three times the rent, no missed payments in 24 months, no county court judgements. The letting agent verifies the proof. They learn exactly two things: the tenant qualifies, or they don't. The tenant's financial life stays private.
“Your bank statements reveal your entire life. The letting agent needs one bit of information: yes or no. Now that's all they get.”
Who’s this for you?
We have this problem.
Your organisation needs this for its own data, product or programme of work.
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