Finance & payments · EU
EU AML Rulebook
One EU anti-money-laundering rulebook applies directly in every member state, with harmonised customer checks from July 2027.
ForMoney-laundering reporting officers and heads of financial crime compliance at EU banks and payment firms.
What’s changing, and when
The Anti-Money Laundering Regulation, (EU) 2024/1624, applies from 10 July 2027, and to professional football clubs and agents from 10 July 2029. It sets one set of rules for how banks, payment firms and other obliged entities know their customers, assess risk and report suspicious activity. National supervisors follow common practices coordinated by the new EU Anti-Money Laundering Authority.
- Jul 2027 Regulation applies to obliged entities
- Jul 2029 Applies to football clubs and agents
Why it can’t happen in one step
Every customer file, onboarding journey and risk model has to be brought up to the new standard, while national rules apply until the switch.
How Polymonial carries you across
- Share what supervisors and partners need, secure for them alone.
- Records of every customer check that cannot be quietly changed.
- Customer records move to the new rulebook's format without losing their history.
Trust that travels.
Secure, trusted and under your control.