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Finance & payments · EU

EU DORA

EU financial firms must prove operational resilience, including every critical technology supplier they depend on.

ForHeads of operational resilience and third-party risk at EU banks and insurers.

REGULATIONSOVEREIGNTY

What’s changing, and when

The Digital Operational Resilience Act has applied since 17 January 2025. Banks, insurers and investment firms must manage technology risk, report major incidents and keep a register of every technology supplier. The European supervisors designated the first critical technology providers in November 2025 and oversee them directly.

  1. Jan 2025 DORA applies
  2. Nov 2025 First critical technology providers designated

Why it can’t happen in one step

Every supplier contract has to be mapped, classified and fixed, and resilience is tested function by function, so the work runs for years.

How Polymonial carries you across

  • Share what supervisors and partners need, secure for them alone.
  • Records of every supplier exchange that cannot be quietly changed.
  • Move to stronger protection without disrupting operations.
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